Creating Wealth & the Law of Attraction

     Can you create wealth by using the Law of Attraction?  First you have to believe and know that the Law of Attraction will work for you. Most everyone has heard of the Law of Attraction but the fact is most people don’t really believe in it or the ones that do don’t really understand how to use it. I for one believe in the universal laws and that includes the Law of Attraction.  Let’s take a look at the Law of Attraction and how it really works.

   The Law of Attraction, to put it simply, is you get what you think about.  This is where what I call the magic money mindset comes in as well.  If you have a scarcity mindset then you will attract more scarcity.  That is do you say to yourself things like, “if only I had the money for that” or “I can’t afford that.” Maybe you think things like, “the only way I will ever have a lot of money is if I win the lottery.” Do you see how that is a scarcity mindset.  You are constantly focusing on the lack of. If you focus on the lack of you will attract more lack or scarcity.

   Now on the other hand rich peofople and wealthy people have an abundance and prosperity mindset. That is they know for a fact that they will have a lot of money and money will come to them easily. They see themselves as wealthy and rich.  Even if they lost it all they know they will make it back again and then some.  It seems like they are a money magnet. You probably know people like that as it seems like no matter what they attract money and money just flows to them.

   The reason is because they have that magic money mindset.  They attract more of what they think about. They have that success mindset and that money comes to them easily and often.  That is the kind of mindset you need in order to attract more money.

  The Law of Attraction works.  It is part of the Universal Laws that we can’t really explain. Let me give you an example of the Law of Attraction. 

  Let’s say you have been driving a Ford Explorer for years. Every time you are on the road there is a lot of cars but it seems like Ford Explorers stand out and you notice them more.  That is because your subconscious mind is set to Ford Explorer. This part of your subconscious  and is called the reticular cortex.  Its job is to notice what you have set your mindset to.

   Now you decide to go more economical and buy a Toyota Corolla.  Within a few days you notice how many Corolla’s there are on the road. Why is that?  They were always there.  You just didn’t notice them because your mindset, your reticular cortex, your Law of Attraction was set to a Ford Explorer.  Now that you are a Corolla person you have a different mindset which sets your reticular differently and now your attracted to the Corolla’s.

   That is why having an abundance and prosperity mindset, that magic money mindset is so important.  If you set your reticular to abundance and prosperity and having money rather than scarcity then you will start to see money opportunities out there that were there all the time but your reticular was set to the lack of or scarcity. That is how the Law of Attraction works.

   So what kind of money mindset do you have? You may have reset your mindset to reset your reticular if you want to start to attract more money into your life.

For more info go to www.magicmoneymindset.com

 

Keith Young

Performance and Accountability Coach

Do You Have a Magic Money Mindset for Creating Wealth?

Most people do not even think of their money mindset to create wealth, especially those who do not have a lot of money. Why should your money mindset make a difference anyway? Does creating wealth have anything to do with your money mindset? Let’s explore this a little.

I think there are two different money mindsets. There is the scarcity mindset where someone will think about having the lack of money, or they can’t afford this, or people like them don’t have money. They play the lottery in hopes of hitting it big because they think that is the only way they will ever become wealthy. They constantly focus on their lack of money or seeing their bank account go down. They never see the abundance that is right in front of them.

The other mindset is the abundance and prosperity mindset. This mindset belongs to people who have a lot of money and know that they will continue to make a lot of money.  They believe they will always be rich and money is never an issue with them.  They believe that even if they lost every penny they have they will make it back again plus more. They see themselves as being wealthy and rich and believe in themselves to make as much money as they want. They always see the opportunities that are before them and take advantages of these opportunities.

So where do these people get this type of mindset? Some were fortunate enough to have parents pass along and instill in them the attitude of you can have anything you set your mind to doing. Others have found the secret as they progressed in their life. The secret is making a decision to have a positive money mindset and then take action on the opportunities that are already there. They are willing to put in the work necessary to achieve their goals. They know that change a belief and attitude is work but easier than you think.

So how do you change a belief or attitude toward money? The imprinting process through visualizations and affirmations to start. It also takes clarity of goals and action plans and most have a mentor or coach to keep them accountable as well. It all starts with a decision.

It doesn’t matter what age you are, how much money you currently have or how deeply in debt you are. Creating wealth and becoming financially free is only a decision away.

 

Keith Young

Performance and Accountability Coach

www.magicmoneymindset.com

Creating Wealth with Mindpower

Can you really create wealth using mindpower? The simple answer is yes you can. It does take discipline and belief though. Our minds are powerful tools and most people do not know how to use them or use them to the extent that will make a difference.  Most people look at how to get rich quick schemes or ways to make money fast rather than actually using their mind and create wealth to achieve financial freedom.

I suggest you learn how to create wealth rather than just how to make more money. Anyone can make more money. Stop the how to get rich quick mentality. Start thinking about creating wealth and becoming debt free.  This is a process and processes take time but they last a lifetime.

So how can you use your mind to create more wealth? First you need clarity on what you actually want. That means setting goals. Financial goals. Once you have clarity then you need a plan. It doesn’t have to start out as a detailed plan. Now here is where you mind comes in.

Once you have a clear goal it will set your subconscious mind to work on looking for opportunities to fulfill that goal.  It activates your reticular cortex of the brain and it is called your reticular activating system. The subconscious mind will only act when something specific is given to act on.

We operate 90-95% of the time on our internal programming. We are programmed from an early age in everything we do including our money beliefs. We have a money story that has been written and programmed into our subconscious throughout the years. Think about driving a car. You don’t have to consciously think about driving a car anymore. You have been programmed to just drive it. Most of the time you don’t remember how you got to your destination you just remember getting there. That is because your internal programming was running the show. It is operating on your programming of driving a car. Your eye sees a red light it automatically sends a signal to your leg to move and step on the brake.

It is the same thing with money. We are programmed to have a scarcity mindset or an abundance and prosperity mindset. If you struggle to pay your bills each month or are deeply in debt or just comfortable but you know you will never be wealthy, then you probably have a scarcity mindset. Most wealthy people have an abundance and prosperity mindset. They know they will make a lot of money and even if they lose it all they know they can become wealthy again.

So what do you have? Do you have an abundance and prosperity mindset or scarcity mindset? Do you see yourself becoming wealthy? Do you have thoughts of people like me never have money or it takes money to make money or rich people are evil?  Then if you want to have more money in your life you have to change your money mindset.  Your mindpower can change your bank account. Take action today to get a magic money mindset.

You can find out more about having a magic money mindset at www.magicmoneymindset.com

Keith Young

Performance & Accountability coach

 

 

Marriage & money: 5 Tips: How to talk to your partner about money.

Marriage & money
5 Tips: How to talk to your partner about money.By Gerri Willis, CNN/Money contributing columnist

If you and your partner don't take time to address the issue, money and relationship problems can arise further down the aisle.

Take today's five tips on talking marriage & money, and you'll live happily ever after.

1. No secrets.

Many couples can talk about religion, sex, and what they are going to name their kids. But often they're far less open about money, which is frequently cited as a reason for divorce.

A survey conducted last year by Smart Money/Redbook of married or cohabiting adults found 36 percent of men and 40 percent of women admitted they had lied to their spouse about what they had paid for an item.

You should disclose as much as you can to each other, including your salary, debt load, student loans, inheritance, savings and credit status. Start by having small conversations on your leisure time. Don't try to fit it in on the way to work or when you both come home and are exhausted.

To put a little sugar on top, talk about your money dreams too. Have you always wanted to travel to Africa? Do you hope to pay for all your kids' college educations? Creating goals will give you the drive to save more. As two, the sky is the limit -- and dreaming about the sky will help you two create limits.

2. Put your own wealth aside.

She makes more and owns the house, so she gets to spend more and gets to make all the financial decisions. That's not the best attitude to have in a marriage. Maybe her husband mows the lawn and cooks her dinner while she works the longer hours at the office so she can earn more money.

By drawing lines based on who is 'worth' more, you're bound to start an argument. You have to agree to work together, talk through things and not bully one another. After all, presumably you did marry for love, not money.

3. To combine or not to combine?

Will your checks say "Mr. and Mrs." or just "Mr." and "Mrs."? If you are a younger couple without a lot of assets, a joint account can work well. This lets you build together from the ground up. Jeff Opdyke, author of "Love & Money," calls this "financial intimacy."

But if you're an older couple or going into a second marriage, separate accounts may make sense. You both may already have successful careers and financial systems set up that you want to keep intact. This is also a good option if one partner has credit card debt that the other doesn't want to absorb.

A third option is to have a joint account for some expenses (joint savings and living expenses) and separate accounts for individual spending money. For instance, you could both agree to put 10 percent of your income in personal accounts and put the remainder in the shared pot.

4. Remember, things change.

Five or 10 years into your marriage, your money concerns are likely to be different from those you had when you walked down the aisle. That's why, in addition to monthly money meetings with your spouse to keep abreast of near-term financial issues, you should discuss your big money picture at least once a year.

Make sure your retirement plans mesh. If one's 401(k) is invested solely in high-risk funds, the other partner may want to diversify more. Make sure, too, that you're still aware of each other's desires and goals -- from taking vacations or buying a home to having children.

And take time to discuss the "what ifs." What if one partner loses his or her job? What if one wants to go back to school? What if someone gets a job in another part of the country? Will the other spouse be willing to pack up and move?

5. Discuss tough topics.

There are some topics that nobody likes to talk about but that need to be discussed, especially when children are involved. First and foremost, make sure you have a will. If you don't make a will before your death, state law will determine who gets your property, or worse yet, even raise your children.

You also want to consider life insurance to provide for your family if you pass on. Finally, talk about a prenuptial agreement if one of you has kids or you're entering a marriage where one partner has a great deal more in assets than the other.

 

Track your day to financial success

Track Your Day to Financial Success

If you’re like most people you probably go about your day-to-day business never really thinking about the moment-to-moment activities that consume your day. I’d like to walk you through an exercise that will help you earn the highest possible revenue per hour.

Let’s assume that we each start with 365 days in a year. If we take away the following:

  • Weekends 104 days
  • Two weeks of vacation
  • Personal religious holidays – (Three is the average)

That leaves each one of us with approximately 238 days in order to earn the income we desire. If you multiply these 238 days times an average of 10 working hours per day, you are dealing with 2,380 hours of real work time for the year. So let’s do some math. If your yearly income goals are as follows:

  • $25k = you must be earning an average of $10.50 every hour of work.
  • $50K = $21 per hour
  • $100k = $42 per hour
  • $250k = $105 per hour
  • $1 M = $420 per hour
  • $5 M = $2100 per hour
  • $10 M = $4200 per hour

In order to earn the income per year that you really want, you absolutely must be doing activities every hour that line up with this chart. If you are doing anything that isn’t your absolute highest producing income activity all the time, you are making it much harder to achieve your desired financial goals. Answer these four questions:

  1. What activity or activities generate your highest producing income?
  2. What are you spending your time doing?
  3. Are you focused on the real money makers or the real time wasters?
  4. Are you making it easy for yourself to be a high-income earner or are you doing the things that can be done by someone whose income goal or ability is less than yours? (Delegate or outsource projects and tasks that aren’t the highest income producing use of your time.)

When you start to look at each hour this way, you’ll stop doing the small stuff and you’ll start doing the real high producing stuff that yields results. You will build your business success and your wealth.

 

 

Financial Freedom

Everyone is starting to look into some financial freedom options so that they can have more money that they can actually spend. Debt is the reason why most Americans are suffering now as they’re trying to make a way to bring food on the table. Some Americans even suffer around Christmas time when they don’t have any money to purchase toys. Financial freedom is definitely on a lot of people’s minds. Most people want it before they retire or even before they die so that there descendants won’t have to suffer. There are many options available now when considering about your financial future.

Credit Card Debt

Credit card debt can have a negative effect on your credit score if it’s not taken care of. Many people have debts that they’ve occurred from years ago due to relying more on credit cards then budgeting. One way to combat yourself into getting into credit card debt is to use debit cards. They were designed so that you can only use the money that you have on the card. You can also get yourself a secured credit, which works like a debit card and gives you credit. There are many options that you can go about in making sure that you don’t end up in debt.

What Is Your Attitude Toward Money

Just what are you main money problems, outside of maybe not having enough? Ask yourself what are the core problems you have with money?  Is it that you work like a dog and cannot get ahead? Is it that money seems to disappear like magic when it is in your hands? Is it that you seem that your credit card bills seem to be getting larger and not smaller?

It could be you have these same recurring issues with money because of how you look at money and your relationship with money. Yes I said relationship with money. We do have a relationship with everything in our life.  With money, with food, with cars, with pets, etc. Relationships just aren’t with people. You may need to take a good hard look at your relationship with money.

another way to ask that is what is your attitude towards money. Do you look at money as hard to get? Do you look at money as you will never have any? If you have those attitudes towards money then you will never have the kind of money you want. Take a look at your attitude towards money and see if you need to change that attitude.

Eliminate Credit Card Debt

Credit Card Debt

Credit card debt is a result of that wonderful sense of power those small pieces of plastic can elicit. It’s like having a benevolent Santa Claus in your pocket whose sole purpose is to deny you nothing.

“Wow, I can have anything I want!” you crow, which is true up to a point, usually your credit limit.

The problem is that eventually you’ll have to pay for it, and if you don’t pay the total due in one lump sum, that awful credit card company will begin to charge you interest. It’s often the beginning of the end of your control over debts.

Finally, when things get really bad, you start to look for solutions. Here are some of the most popular options:
Cutting Up Your Credit Cards

There are two main points of view on this:

One is that if you can’t keep control of your credit card spending, you should cut up your cards and make all your purchases in cash or by check.

We have two objections to this strategy:

  1. Carrying large sums of cash in your purse or wallet isn’t very practical. Nor is it safe, if people with dubious scruples happen to notice your bulging wallet.
  2. You can lose track of your spending if you use cash. If you have a tendency to lose receipts, you may not keep track of what you’ve purchased, knowing only that the cash has disappeared. Credit cards provide you with an automatic record of your spending, and you can use this to discover where your money actually goes. Then you can take steps to change your spending patterns.As for checks, many merchants are now reluctant to accept checks as payment. And the onus is on you to balance your checkbook.

For better or for worse, plastic has become the accepted method of transacting business in the retail market place. You can use it to ruin your financial life or you can learn to use it as an ally.

Handling Credit Wisely

The second approach to handling credit card debt is to change the way you use credit.

Many people keep credit cards as an emergency line of credit. They have one or two cards with high credit limits and use them only when they need to purchase an asset and their other funds are temporarily unavailable.

So you might use your credit card to purchase shares or towards a payment on a property, as long as you can justify the interest payable before you repay the funds. If you can pay the balance in full before the interest-free grace period expires, so much the better.

You might choose to set aside two credit cards with the best credit limits and interest rates for that purpose. And if you are in debt, you can elect to cut up the rest, especially store cards. The one exception might be a card with a low credit limit, to be used exclusively for your regular monthly purchases.

Using A Debit Card

If you have a onging problem with credit card debt, debit cards can provide a safer alternative. They look and function the same way as a credit card, the difference being that you deposit the funds to the card before you start spending, so you’re actually spending your own money, not that of the credit card company.

Some debit cards come with an extra $400 credit limit ‘for emergencies’. The only condition with regard to using these credit funds is that you must pay them in full each month. Like the regular debit card, this also forces you to stay within your budget.

If you wish to use a card with a credit function and pay it in full monthly, calculate your regular monthly expenses and apply for a card with an appropriate limit (within $100 of your estimated expenses).

Using a debit card is really simple way to keep control of your monthly maintenance spending. You can get a second card on the same account for your partner, if you think this won’t become a source of friction.

Eliminating Credit Card Debt

There are two primary systems for getting out of debt.

The preliminary step is to make a list of your debts. Then stop using all credit cards except one (preferably a debit card) for monthly maintenance expenses.

Read the scenarios below to determine which strategy you’ll utilize.

For convenience sake, in this example we’ve used small rounded figures. There are 9 separate debts totaling $13,500, listed from the largest to the smallest. Each has a different interest rate and a different minimum monthly payment. The combined monthly payments are $350. The figures are totally arbitrary and bear no resemblance to actual interest rates and minimum payment rates.

$5,000
17.35%
$105
$3,000
19.25%
$75
$2,000
15.75%
$55
$1,000
12.5%
$45
$900
14.75%
$30
$600
15.5%
$25
$500
18.35%
$20
$350
7.75%
$15
$100
12.5%
$10

To begin your debt elimination campaign, add 10% of your income to the $350 you normally pay on these debts each month. Let’s say that 10% of $3,000 per month works out at $300.

Here are your choices:

  1. You can start paying that extra $300 towards the credit card debt with the highest interest rate.In our example, that would be Debt #2. It will take you roughly 11 months to pay it off at $405 per month ($105 + $300). Once it’s paid, you can pay the $405 towards the debt with the next highest interest rate – that would be Debt #7. That would probably take you less than 2 months to clear. Then you move to Debt #1 (the big one). Not very exciting, is it? Like watching paint dry.
  2. Let’s try an alternative, this time going from the smallest debt to the largest.
  3. Month 1: You take $90 of the extra $300, add it to the $10 you usually pay and wipe out the smallest debt (Debt #9). The other $210 goes towards Debt #8.

    Month 2: Your extra $300 becomes $310 because you’ve added the $10 you usually paid towards the recently eliminated Debt #9.
    Take $130 from the $310 and wipe clean Debt #8.
    The other $195 goes towards Debt #7.

    Month 3: Your extra $310 has become $325 because you’ve added the $15 you usually paid towards the recently eliminated Debt #8.
    Wipe off Debt #7 by paying approximately $270. The other $55 goes towards Debt #6.

    Month 4: Your extra $325 has become $345 because you’ve added the $20 you usually paid towards the recently eliminated Debt #7.
    Pay the whole $345 towards Debt #6, leaving a balance of $175 still owing. You’ll wipe this out next month.

You get the picture. This method seems easier because you’re getting little wins along the way. And they occur within relatively short periods of time, which helps keep you motivated. The bills arriving in the mail each month drop from 9 to 8 to 7 within 2 months.

This also gives you the incentive to add in a few extra dollars when you see the opportunity to wipe out a bill in one fell swoop. You can decide to forgo a purchase or outing that can be postponed for a month or two just to get rid of another millstone. You will pay a little extra interest this way but the motivational aspects outweigh the negatives.

Money Attraction Made Simple

Use Subliminal Messages To Triple Your Money Attraction Outcomes

Perhaps you have used subliminal audio for success in a few areas of your life but nonetheless can’t quite understand how money attraction works?

It Won’t Do This

Like a number of other areas of development when using subliminals it is important to note that you will most likely not wake up with a mysterious check in the mail the morning after using a money attraction subliminal.

There are a lot of stories about people receiving mysterious checks through the mail or coming into massive sums of money out of the blue – either when listening to subliminals, or when using some kind of tool to help them with the law of attraction. This sadly is rare, and is the exception, as opposed to the regular result.

In reality money attraction is more of a gradual process, and works better over a few days and a few weeks than the instant you commence listening.

How Subliminal Money Attraction Really Works:

Again it is a gradual process and is designed to change your thoughts and beliefs about money and align your subconscious mind to focus on bringing money into your life.

This is why it takes different lengths of time for various people – some people have a lot more worries and mental blockages about money.

It works in 3 very simple ways:

  1. To focus you positively on money. To stop you from worrying about the money you don’t have or the money troubles you are in and to help you get started thinking more positively about money.
  2. To align your subconscious mind completely to your money attraction goals. Your whole mind and body will be completely aligned on bringing money into your life – making it much more probable to occur.
  3. To ultimately make you believe more than ever in the law of attraction. Not only that, but to make you fully believe 100% that you can attract money into your life – that you can make the law of attraction, and money attraction work for you.

Get started today using the world’s most powerful money attraction subliminal audio album.

Or if you are new to subliminal audio you may also get started free of charge:

Download These Powerful 3 FREE Subliminal Audio Albums Today